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Merchant
Services Terms and Definitions |
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[CA (Certificate Authority)] [Certificate]
[CGI programming]
[Cybercash] [Gateway]
[Merchant Processor] [Shopping
Technology]
[SSL (Secure Socket Layer)] [Web
Server] [close window]
CA (Certificate Authority)
The organization that verifies Web site information and
provides encrypted certificates for use in SSL transactions
on the Internet. Three of the most popular Certificate
Authorities are Thawte,
Verisign
and Equifax.
You may sign up for a Thawte or Equifax Secure certificate
on-line through the GetSite control panel.
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Certificate
A digital signature that contains information about your
company and is used to encrypt sensitive data sent between
Web browsers and Web sites. A certificate is obtained
from a Certificate Authority.
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CGI (Common Gateway Interface) programming
A method to write programs that process information passed
to and from a Web site. CGI scripts reside on the
server (computer) along with the Web server software.
These scripts are often written in Perl
but may be written in any language. They are generally
placed in your cgi-bin directory and run as a result of
input from a Web page form. A CGI script might
process the input from a Web page form and act on
it accordingly; sending credit card numbers off to a credit
card gateway for verification, for example. Instead
of custom programming, many people opt for pre-packaged
solutions, such as Shopping
Technology Cart which perform the same function.
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Cybercash
Cybercash
is a gateway service (see below) that can be used with your
Cardservice International Merchant account and the Shopping
Technology Cart shopping cart software. It is
necessary to sign up with Cybercash separately through http://amps.cybercash.com.
Select GetSite as your MDP (Merchant Development Partner)
and 3.x as the software version of Cybercash being used.
Follow the rest of the instructions. Make sure to
remember your username and password for continued access
to the Cybercash Web site.
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Gateway (LinkPoint,
Cybercash,
Authorize.net)
A gateway forwards information received on the Internet
to a Merchant Processor using dedicated, leased connections
not accessible from the Internet. The gateway accepts
connections from your Web site using an encryption scheme
(separate from SSL) and returns results of transactions
to your Web site. The gateway charges the Merchant
Processor who in turn sells their services to Web merchants.
The LinkPoint API is part of our recommended solution through
Cardservice
International. The LinkPoint API is implemented through
Miva Merchant, thus preventing the need for "C"
programming knowledge.
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Merchant Processor
A company whose purpose is to submit credit card information
to credit card institutions. The Merchant Processor
is responsible for payment resolution between a customer
and a merchant when a credit card is used by the customer.
The Merchant Processor initiates the transfer of funds between
a credit card institution and the merchant's bank account.
The merchant must establish an account with a Merchant Processor
in order to process credit cards. The Merchant Processor
reviews business information including credit information
and the stability of the business. Not all businesses
are accepted by Merchant Processors. Many Merchant
Processors are unwilling to accept credit card traffic generated
from the Internet. GetSite has established a relationship
with
CardService International to allow GetSite customers
to initiate the sign up procedure on-line and receive a
discount on set up costs. Fees may include a set up
fee, a percentage of monthly charge revenue and a minimum
monthly fee. The gateway fee (LinkPoint, CyberCash,
Authorize.net) is included in these fees by the Merchant
Processor.
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SSL (Secure Socket Layer)
The secure communication method used between Web browsers
and Web servers to ensure privacy of data transfers.
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Web Server
A Web server reads files from your directory and delivers
the information to Web browsers for display. A secure
Web server also establishes encrypted communication between
a Web browser and your Web site.
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